With Texas seeing a winter freezing for a second year in a row, Bracewell’s Vince Morgan told Law360 Insurance Authority that insurance companies are more determined in the claims process due to the volume of claims following Winter Storm Uri in 2021.
According to Morgan, insurers ask if there are three deductibles in some cases. He said carriers are asking for “impossible levels of proof” in their questions. This line of frustrating questions forces policyholders to look for something that they will otherwise not be able to find to prove their claim, according to Morgan.
“If that’s your position, fine, they built courthouses for a reason,” Morgan added.
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